What kinds of life insurance do you offer?
As an independent agent, Marty isn’t tied to a single company. He offers term life, whole life, final expense, and policies with living benefits from several top-rated carriers — then helps you choose the fit that’s right for your family and your budget.
What are living benefits?
Living benefits let you access part of your policy’s value while you’re still living if you’re diagnosed with a qualifying critical, chronic, or terminal illness. Instead of the money only helping your family later, it can help you when you need it most.
How much coverage do I need?
It depends on who relies on your income and what you’d want covered — the mortgage, everyday bills, and future costs like college. A common starting point is about ten times your annual income, but Marty will walk you through a real number based on your situation.
How much does life insurance cost?
Premiums vary by age, health, and the type of policy, but coverage is often more affordable than people expect — especially when you start younger. A quote is free and there’s no obligation.
Do I have to take a medical exam?
Not always. Many of the carriers Marty works with offer simplified-issue and no-exam options, which means coverage with just a few health questions.
I’m a senior — can I still get coverage?
Yes. There are final expense and no-exam options designed to be accessible later in life and with common health conditions, so you can plan ahead and spare your family the costs.
Do you work with business owners?
Yes. Marty helps business owners with coverage for continuity, key employees, and buy-sell planning, so the business you built is protected too.
¿Hablan español?
Sí. Marty ayuda a las familias en inglés y español, con la misma orientación clara y sin presión.
How do I get started?
The easiest way is to call or text Marty at 512-773-3707, or fill out the short form on our home page. He’ll follow up personally — no pressure, no jargon.
